In-Store Layaway: Our in-store layaway plan offers a flexible and straightforward way to purchase the items you want without needing credit approval. Begin with a 20% down payment, and choose a payment schedule that suits you—whether monthly, biweekly, or weekly. To keep your layaway active, simply make a payment at least every 30 days. With no credit required and easy payment options, our layaway plan is designed to fit your budget. Terms and conditions apply, so speak to a representative to learn more and get started today!
Affirm Payments: Affirm’s payment plans offer flexible financing options that allow you to split your purchase into manageable payments over time. With Affirm, you can choose a plan that suits your budget, whether you prefer to pay over 3, 6, or 12 months. Some retailers may also offer 0% interest options, so you could spread out your payments without paying extra.
Here’s how it works: during checkout, select Affirm as your payment method, fill out a quick application, and get a real-time decision on your financing options. Affirm prides itself on transparency—no hidden fees, no late fees, and you'll know upfront exactly what you’ll pay. Approval decisions are based on a soft credit check, so it won’t impact your credit score. Once approved, you can start making payments directly to Affirm through automatic payments or through their easy-to-use app. Affirm makes financing easy and straightforward, so you can buy now and pay over time on terms that work best for you.
Snap Financing: Snap Finance provides flexible payment plans designed to make purchases accessible to a wide range of customers—even those with little or no credit history. Their plans allow you to “buy now, pay later” with easy approval criteria, focusing more on income and other factors than traditional credit scores. With Snap Finance, you can spread your payments over 12 months or choose their 100-Day Payment Option, which allows you to pay off your purchase early for minimal fees. The application process is quick and straightforward, with approval decisions typically given within seconds. Payments can be automated or managed through their user-friendly app, giving you control over your finances while keeping up with scheduled payments. Snap Finance offers a budget-friendly way to get the things you need with flexible terms, no hidden fees, and options that are transparent and easy to manage.
American First Financing: American First Finance provides payment plans that offer flexible options to make purchases more affordable, especially for those with little to no credit history. With American First Finance, you can break down the cost of your purchase into manageable installments, choosing a term that best suits your budget. They offer biweekly, semi-monthly, and monthly payment options, allowing flexibility in how you pay. Their application process is straightforward, and approval decisions are often based on alternative factors beyond just a credit score, so a wider range of customers can qualify. Once approved, you can make payments directly through their easy-to-navigate online portal or mobile app, where you can also track your payment schedule and remaining balance. American First Finance is designed to make financing accessible, giving you the ability to purchase what you need today while managing payments over time with clear terms and no hidden fees. Just like the options above.
You can choose your financing payment options that will best fit your needs. We have all available options and we would be more than happy to assist you in your application and approve process. Please feel from to contact us via email at info@johnnysiceandco.com or call a live agent at +1 (386) 944-9988.